Vision

Vision insurance is offered through Vision Service Plan (VSP).

When to Enroll

If you are eligible for benefits, you may only sign up for vision insurance at these times:

  • New hires—within the first 31 days of employment
  • Existing employees—open enrollment

When to Cancel

You may only cancel your VSP benefits during open enrollment or due to a qualifying event.

Manage Your Account

Log in to review your benefits and search for VSP providers. Visit VSP’s website.

Helpful Resources

Supplemental life insurance is offered through The Hartford.

When to Enroll

If you are eligible for benefits, you may only sign up for supplemental life insurance at these times:

New hires—within the first 31 days of employment

Existing employees—open enrollment

When to Cancel

You may cancel supplemental life at any time by logging in to the online benefit enrollment system and editing your benefit selections.

Highlights

  • The maximum amount of voluntary life insurance an employee can purchase cannot be more than five times your annual earnings or $500,000. You can purchase supplemental life insurance in increments of $10,000. The guarantee issue amount for an employee enrolling as a new hire is $200,000.
  • The maximum amount of voluntary life insurance for spouses is $250,000. The guarantee issue amount for spouses is $50,000 (if enrolling as a new hire).
  • Dependent children are eligible for either $5,000 or $10,000 in voluntary life coverage.
  • If more than one person within an immediate family unit is eligible for coverage under the Policy as an Employee of the Policyholder, then: 
    • Neither Employee may be covered as a Dependent of the other person; and
    • Dependent Child(ren) may only be covered as a Dependent of one Employee.

Helpful Resources

Voluntary (Supplemental) Life Insurance information (PDF).—Review highlights for voluntary life insurance.

Voluntary short-term disability is offered through The Hartford.

Eligibility

  • Short-term disability is available to faculty, professional, and staff employees.
  • Service employees are not eligible because they receive short-term disability benefits that are university-subsidized.

When to Enroll

If you are eligible for benefits, you may only sign up for short-term disability at the following times:

  • New hires—within the first 31 days of employment
  • Existing employees—open enrollment

When to Cancel

You may cancel short-term disability at any time by logging in to the online benefit enrollment system and editing your benefit selections.

Submitting a Claim

When an employee is eligible to receive benefits under the plan, he/she must submit a claim to the plan administrator. The Hartford is the plan administrator; their phone number is 1-866-945-4558.  When you call to file your claim, please reference Policy # 402809.

The Hartford will ask you to provide:

  • Name, address, policy number, and other key identification information.
  • Name of your department and last day of active full-time work.
  • Your manager's or HR representative's name and phone number.
  • The nature of your claim.
  • Your treating physician's name, address, and phone and fax numbers.

Claims may be filed beginning with the first day of absence but no later than 90 days after the date of loss for which the claim is made.

Helpful Resources

The Hartford provides critical illness, voluntary accident, and/or hospital indemnity insurance.

When to Enroll

If you are eligible for benefits, you may only sign up for critical illness, voluntary accident, and/or hospital indemnity insurance at the following times:

  • New hires—within the first 31 days of employment
  • Existing employees—open enrollment

When to Cancel

You may only cancel your critical illness, voluntary accident, and/or hospital indemnity benefits during open enrollment, or due to a qualifying event.

Helpful Resources