A participant may withdraw funds from their plan account upon (1) attainment of age 59 ½ or older while employed or (2) 30 days following either their retirement or termination of employment. Withdrawals prior to age 59 ½ may be subject to early withdrawal penalties.
Hardship distributions from the plan are not allowed. A participant may receive a loan from their plan account by contacting Fidelity directly. Loans are subject to both federal tax code and Fidelity rules and regulations.