Over 65 Retiree Plan

This plan covers:

  • in-network preventative services at 100 percent
  • diagnostic blood work at contracted labs (LabCorp, American Health Network, and Quest Diagnostics) at 100 percent, not subject to the deductible

Once you have met your deductible, medical services are paid at 80 percent. Then, if you go on to meet your out-of-pocket maximum, medical services are covered at 100 percent for the remainder of the calendar year.

Visit Anthem's website to find information about your claims, search for doctors and hospitals, compare costs, and more.

More Information

Express Scripts, Inc. is Ball State's Prescription Benefits Manager.

The Prescription Benefit Overview (PDF) illustrates each medical plan's coinsurance and co-pay amounts.

Visit the Express Scripts, Inc. website to view claims, print forms (mail order and claim forms), order ID cards, price medications, manage your mail order online, and more.

Helpful Resources

  • Drug Step Therapy (PDF)—Find answers to frequently asked questions about Step Therapy, a component of Express Script's Advanced Utilization Management program that ensures members are getting the most quality and cost-effective medications.
  • Drug Prior Authorizations (PDF)—Find answers to frequently asked questions about Prior Authorizations, a component of Express Script's Advanced Utilization Management program that ensures members are getting the most quality and cost-effective medications.
  • Drug Quantity Management (PDF)—Find answers to frequently asked questions about Drug Quantity Management, a component of Express Script's Advanced Utilization Management program that ensures members are getting the most quality and cost-effective medications.

Eligible retirees are able to continue our group term life insurance policy. The amount of coverage to which you are entitled at retirement reduces to 103% of two times the final salary (or salary on June 30 in the year you attain age 66 if active beyond age 66) multiplied by 50%, up to a maximum benefit amount of $37,500. The university continues to pay its share of the premium. You will be billed for your share of the premium on a monthly basis.

This plan covers:

  • in-network preventative services at 100 percent
  • diagnostic blood work at contracted labs (LabCorp, American Health Network, and Quest Diagnostics) are covered at 100 percent, not subject to the deductible

The PPO Health Plan gives you access to Anthem's broad network of providers and once you have met your deductible, in-network medical services are paid at 80 percent. Then, if you go on to meet your out-of-pocket maximum; medical services are covered at 100 percent by the university for the remainder of the calendar year.

Visit Anthem's website to find information about your claims, search for doctors and hospitals, compare costs, and more.

More Information

CVS Caremark is Ball State's prescription benefits manager.

Download Coverage Table (PDF)

Formulary List

A formulary is the list of drugs included in your prescription drug benefit plan. Inclusion on the list does not guarantee coverage. To view the Performance Drug list(s) please select the PDF document below as it pertains to your medication under the Standard Control Formulary or the Advanced Control Specialty Formulary list. 

Manage Your Account

Visit the CVS Caremark website to view claims, print forms (mail order and claim forms), order ID cards, price medications, manage your mail order online, and more.

More Helpful Resources

Eligible retirees are able to continue our group term life insurance policy. The amount of coverage to which you are entitled at retirement reduces to 103% of two times the final salary (or salary on June 30 in the year you attain age 66 if active beyond age 66) multiplied by 50%, up to a maximum benefit amount of $37,500. The university continues to pay its share of the premium. You will be billed for your share of the premium on a monthly basis.