What is Financial Wellness

Managing your finances including out of pocket expenses is an important part of the college experience, especially as you begin taking on more financial responsibility and independence. Along the way, you may have questions about budgeting, building credit, dealing with rising costs, or making smart financial choices. Learning how to manage your money effectively can help reduce stress, improve your financial well-being, and give you greater confidence in your day-to-day financial decisions.

Note: if you have current enrollment or financial aid questions, please reach out to Cardinal Central. 

Find Resources    Finance 101

Financial wellness encompasses the knowledge and application of essential financial skills, including personal finance management, budgeting, and investing.  Here are our main goals for you:

  • Providing free solutions for admitted students and offering free resources for current students
  • Helping you build confidence in financial literacy, life skills, and college readiness

How can we help?

We are here to help you build a strong foundation for a healthy relationship with money. Constantly worrying about finances is stressful—especially as a student. Financial literacy is a lifelong journey with learning curves and challenges, but becoming financially literate will give you greater confidence in your future and yourself.

 Services Offered

  • Budgeting & Spending Planning
  • Savings & Interest Rates
  • Credit & Credit Cards Counseling
  • Navigating Student Loans
  • Debt Management
  • Banking Needs
  • Financial Well-Being
  • 1:1 Financial Coaching
  • Repayment Plans for Unregistered Students

Eligibility

Everyone is welcome to expand their knowledge of financial wellness. While not everyone qualifies for scholarships or merit aid, there are always resources available to help you feel more confident about managing your money. Find more details about available scholarships.

Financial Wellness Updates


Financial Wellness Recovery Plan 

 

Not currently enrolled and have a Financial Wellness Repayment Plan? Make your payment here.

Most unregistered students are eligible to set up a new payment plan with Ball State University through Flywire. This secure platform allows you to manage your payment plan, track your repayment progress, set up autopay, and make payments online in one place, helping you stay organized and support your overall financial wellness. 

 Steps To Get Started:

 Click the link labeled, “Get Started Now!” or go to bsu.myflywire.com 

  1. Create a new username and password. Your Ball State login credentials will not work to sign in. You must use a non BSU email address. 
  2. Choose “student account”.
  3. Answer the questions for verification.
  4. Choose the repayment option(s) that best suit you.

Regardless of if you are simply trying to pay off your balance or want to return to Ball State University, our Financial Wellness team is here to guide you through that process. Please do not hesitate to contact us at financialwellness@bsu.edu. 

CashCourse

CashCourse is a free, online financial education platform that empowers students with the tools and knowledge to manage their money confidently. Topics include budgeting, credit, saving, and student loans, all delivered in short, student-friendly modules.

  • Visit CashCourse
  • Enter access code 4077
  • Enter in your Ball State University email

Financial Wellness Appointment Link

Disclaimer:  Ball State Financial Wellness, a program within Student Financial Services, does not provide financial investment, legal, or tax advice, nor does it endorse any third-party financial products. All information and resources provided by the program’s counselors and student peer mentors are intended for educational and informational purposes only and to assist students in building their own financial wellness and literacy so that they can make informed personal financial decisions.  Any examples provided are hypothetical and for illustrative purposes only.