Federal Requirements & Recommended Coverage
All students and scholars on a J visa must comply with federal health insurance requirements. For full details on coverage standards, please visit the federal regulatory insurance requirements found here. While students on F (or other) visas are not legally required to have health insurance, securing coverage is strongly recommended. The U.S. does not have a universal healthcare system, and medical treatment can be very expensive without proper coverage.
Action Required for J‑Visa Holders
If you're studying on a J visa, you are required to provide proof of valid and continuous insurance coverage to International Services before (and during) your studies.
Insurance Options for International Students
Ball State University offers access to student health insurance plans through Student Medicover, a provider familiar with the needs of international students. Their tiered plans accommodate a range of budgets and coverage preferences. While enrollment is not required, Student Medicover is a convenient and commonly used option that meets federal requirements.
Students are also welcome to explore and select other insurance plans, provided the coverage is equivalent or greater.
To learn more or enroll:
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