Indiana State Teachers' Retirement Fund Deductions (TRF)

Eligibility: Faculty/Professional employees who qualify for benefits per Appendix I of the Faculty/Professional Employee Benefits Handbook.
Indiana State Teachers' Retirement Fund – Employee Contributions
- After-Tax Contributions are available from 1% to 10 % of employee's gross pay. Contributions are sent on a quarterly basis and invested in the same manner as the regular annuity contract.
- Pre-Tax Contributions are available from 1% to 10% of employee's gross pay. Contributions are sent on a quarterly basis and invested in the same manner as the regular annuity contract. Once this election is made, it is irrevocable and unchangeable regardless of the employee's life circumstances unless the employee terminates employment with Ball State University.
- After-tax and pre-tax contributions may be made simultaneously but may not exceed 10% of employee's gross pay combined.
- Deductions are taken from EVERY paycheck regardless of employee type.
Benefits Handbook Faculty/Professional Employees